Pre-Existing Health conditions — The reason why Insurance providers Enquire about All of them.

While it may be tempting to think that the insurance companies only wish to know about your pre-existing medical conditions in order to have a justification to overcharge you for coverage, the truth is that knowing your actual medical condition is vital with their being able to estimate how much it’s planning to cost them to give you medical coverage. If they give you an excessive amount of coverage, then you’ll lose money by paying an excessive amount of for more insurance than you need. But if they don’t give you enough coverage, then they’ll lose money paying out on more medical care than they anticipated. If they try this for enough patients, they might potentially be bankrupted.

When providing details about pre-existing medical conditions to a potential insurance provider, it’s very important to be as accurate as you are able to when answering their questions. Let them understand how much medication or exactly how many doctor’s visits your condition currently requires every year. Let them understand how way back when you’re diagnosed. Let them know very well what the doctor had to state about your condition on your own last visit buy promethazine codeine syrup online canada. The more accurate the data you provide, the more accurate your estimate will be.

And, most importantly, never try to conceal pre-existing medical conditions from a potential insurance provider in a misguided attempt to truly save money on medical insurance. If it’s learned that you deliberately misrepresented their state of your wellbeing to the insurance company, then you may be found guilty of insurance fraud, which could cause hefty fines and possibly even jail time. It’s not worth the chance just to truly save several dollars, and insurance companies are extremely vigilant about researching possible fraud. Once you’re ready to honestly share all of the details about your medical history and current condition, find a reliable insurance company and ask for a quote.

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